ExploreNiches

Lending & Credit

10 companies in this category

10
Total
$350M
Median ARR
$2.0B
Top ARR
0%
Free tier %

SoFi

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SoFi is a personal finance company that offers a range of financial products, including student loan refinancing, personal loans, home loans, and banking services.

ARR $2.0Busage-basedUSA2011

LendingClub

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LendingClub is a full-spectrum fintech market institution that offers personal loans, auto refinance, and patient financing, also operating as a digital bank.

ARR $1.0Busage-basedUSA2007

Upgrade

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Upgrade offers affordable personal loans, lines of credit, and credit cards with transparent rates, aiming to help consumers make responsible financial choices.

ARR $600Musage-basedUSA2017

Upstart

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Upstart uses AI to power a lending platform that partners with banks and credit unions to provide personal loans to consumers.

ARR $500Musage-basedUSA2012

OnDeck

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OnDeck provides small businesses with access to fast and flexible term loans and lines of credit.

ARR $200Musage-basedUSA2006

Kabbage (now part of Amex)

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Kabbage offered flexible lines of credit to small businesses, empowering them with access to capital.

ARR $150Musage-basedUSA2008

Funding Circle

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Funding Circle is a leading online small business loan provider, connecting businesses with investors for business loans.

ARR $150Musage-basedUK2010

Prosper

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Prosper is a peer-to-peer lending platform that connects borrowers with investors for personal loans.

ARR $100Musage-basedUSA2005

Kabbage

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Kabbage provides online lines of credit and loans to small businesses, leveraging data to automate and speed up the funding process.

usage-basedUSA2008

LightStream (Truist)

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LightStream, a division of Truist Bank, offers unsecured online loans for various purposes, known for competitive rates to borrowers with excellent credit.

usage-basedUSA2013